About NavStar
Located in the Lake Norman area, and with clients in six states, NavStar is an independent firm owned and operated by financial planner Larry Jones, ChFC. Whether you are approaching retirement, and looking for ways to protect your lifestyle and legacy, or a young person just starting your financial journey, we can help you reach your goals.
We answer to our clients, not any financial firm
Why is that a good thing? Because that leaves us free to research the multitude of solutions that are available nationwide. We don't have sales quotas nor any incentive to present one solution over another. You cannot be a true fiduciary any other way.
A National Firm With a Hometown Feel
Larry Jones
Owner and Founder
Educated at University of North Carolina in Charlotte and American College at Bryn Mawr Pennsylvania, Larry began NavStar Financial Services in 2010. From the beginning his intention was to "autograph everything we do with excellence". A Chartered Financial Consultant and a professional planner, Larry specializes in low-risk,low-volatility investment solutions, advanced estate planning and trust solutions, and tax minimization strategies. Larry has lived in the Lake Norman area since 1993 with his wife Sherry. He also has a son named Adam.
A veteran of the United States Navy, he is a member of the Financial Planning Association, Gideons International, a past PADI Scuba Instructor, ocean sailor, and a supporter of the Mooresville Senior Center. In addition to lecturing on financial topics at local colleges, he is active in community activities.
Evelyn Lindner
Executive Assistant Notary Public
Evelyn is a person who believes in putting people first. She is committed to providing strong customer service, attention to detail and listening to customer needs. Her philosophy is that this is what drives successful long term relationships in any business.
Evelyn earned a Bachelor’s degree in Economics from the University of North Carolina in Charlotte. She has worked for several years in the banking industry and other customer service related positions.
She loves the outdoors and spending time on beautiful Lake Norman with her family, boating, swimming, fishing, hiking and watching the gorgeous sunsets the lake provides. She is a big animal lover who spoils her Jack Russell Terrier and is active in causes that promote pet rescue and adoption, along with spay and neuter programs.
Bob Joyner CPA PLLC
Bob is a 1977 graduate of the University of North Carolina in Charlotte, and has been a Certified Public Accountant since 1981. He's also a Certified Internal Auditor since 1983, and has been in the financial services industry for more than 20 years as Chief Financial Officer. He has operated his own CPA firm (www.robertjoynercpa.com) for thirteen years.
Bob is married to Merrilyn and has a son, Mark. They have lived in the Lake Norman area for more than 30 years. He is also a Pilot and loves sailing.
Bob has also served on the Board of Directors of numerous non-profit organizations over the years.
Just who's idea was this anyway?
NavStar began 14 years ago as a way to make a living. Today, with over 300 clients in six states, it has become a philosophy of taking care of those who depend on us.
For a look at how we started, and how our processes have evolved through the years, feel free to download the document above.
Evolution of a Financial Firm
Is NavStar really different?
Tactical and strategic investment strategies with downside protection
Alternatives to the stock market that provide decent growth and principal protection
Tax principles to use along the way so that Uncle Sam doesn’t take half of what you work for down the road
Growth vehicles that remove market risk, inflation risk, and are tax-free when you access them
How to become your own bank and finance things yourself
A bulletproof retirement income plan that you can follow and track year by year
College Planning: how to get the best education at the best price without wrecking your retirement portfolio
A method to supercharge your retirement savings by bringing a bank alongside to finance it
Professional management of your 401(k) without sacrificing the company match
The Tax Roadmap: A method to achieve a zero percent tax-rate after you retire
Things you need to know to protect your assets when you die. Advanced estate planning through the use of life insurance and trusts.
Advanced distribution strategies – tax-efficient ways to spend your money after you retire
Medicare and Social Security maximization strategies
Career planning and debt management
Paying for long-term care and protecting your family's lifestyle