From the beginning or 2022 until the end of September the S&P 500 experienced a decline of almost 25%

If you retired that January with a million dollar portfolio you’re now looking at $750K. And don't forget the taxes.

How do you feel about that? In 2008 the market for many investors experienced more than a 50% drawdown that took almost six years to recover. That kind of news can be devastating to a retiree investor.

But what if there were a better way? As an independent investment advisor I am free to research different fund managers around the country and choose those firms who have delivered consistent gains over time. “Well, any investment firm can do that, Larry!” you might say. That’s true. But how have those firms done when things got ugly? Do they just stand back and say, “just hold on....it will come back?” I wanted to find managers who outperformed during the downturns.

I'm happy to be affiliated with a firm located in Nashville, Tennessee called Virtue Capital Management. What VCM has done is noteworthy. Through VCM, we can offer our investment clients:

A full spectrum of investment options.

Tactical and strategic risk management for today’s volatile markets.

Active management rather than passive.

The hallmark of VCM is the use of stop-loss portfolio’s and something called the VCM Overlay. During periods of high volatility our managers have the ability to move assets to safety, thereby preserving that money to buy back in at a discount as the market recovers.